Visa Brings Onchain Lending into Everyday Payments
Visa is integrating its settlement data with blockchain-based lending protocols to facilitate onchain credit for stablecoin-linked card programs. This initiative aims to bridge the gap between decentralized finance and everyday commercial payment infrastructure.
Why it matters
This represents a significant step in the institutional adoption of blockchain technology for mainstream financial services.
By combining VisaNet settlement data with blockchain lending, Visa is helping its partners unlock new financing opportunities for stablecoin-linked card programs.
SINGAPORE , Sept. 9, 2026 /PRNewswire/ -- Today, Visa (NYSE: V) announced a new approach to onchain credit designed to help stablecoin-linked card programs and fintechs access working capital using onchain lending infrastructure and Visa data.
Onchain lending has emerged as one of the fastest-growing segments of digital finance. According to the Visa Onchain Analytics Dashboard , since 2020, more than $694 billion in stablecoin-denominated loans have been sent through onchain lending protocols, creating a global credit market that operates 24/7. Yet much of that activity remains concentrated within crypto markets and hasn't meaningfully supported the businesses and payment experiences people use every day.
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