Times of India·3 min read·medium

US mortgage rates rise to 6.76%, highest level in over 14 months

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TOI REAL ESTATE DESK
US mortgage rates rise to 6.76%, highest level in over 14 months
AI Summary

US mortgage rates have climbed to 6.76%, marking their highest level in over 14 months. This increase is driven by inflation concerns, Federal Reserve policies, and geopolitical tensions impacting bond yields.

Why it matters

Rising borrowing costs reduce homebuyer purchasing power and contribute to stagnant real estate market activity.

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US mortgage rates rose for the third consecutive week, pushing the average rate on a 30-year fixed home loan to its highest level in more than 14 months.The benchmark rate climbed to 6.76% from 6.71% last week, mortgage buyer Freddie Mac said on Thursday, compared with 6.35% a year ago, as cited by AP.Higher mortgage rates can add hundreds of dollars to borrowers’ monthly costs, reducing homebuyers’ purchasing power.

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