US-based couple with Rs 4.78 crore plans India return, weighs early retirement

After years of working in the United States and building a substantial financial cushion, a couple in their 30s is considering a major life change. With investments, savings, precious metals and property worth Rs 4.78 crore, they plan to return to India within the next six months. But despite their financial progress, the couple says the pressure of keeping up with demanding jobs has left them feeling exhausted rather than secure.The 30-year-old man shared their situation on Reddit’s r/IndiaFinance, asking whether they could afford to slow down, take a break from work and build a less stressful life in India. Their concerns go beyond money, extending to the uncertainty of having children and whether continuing to work at the same pace is worth the personal cost.