UPI Now Works in 11 Nations, But Is It Really Cheaper Than Forex Cards or Cash?

For an Indian traveller, paying for a coffee in another country is becoming increasingly familiar.Scan a QR code. Enter the amount. Approve the payment.No searching for cash. No fumbling with foreign currency. No handing over a card.With the Unified Payments Interface, or UPI, expanding its international footprint, Indian travellers can now use the familiar payment system across 11 countries. The convenience is obvious.But there is a more important question for travellers watching their budgets. Is UPI actually cheaper than carrying cash, using a forex card or swiping an international credit or debit card?Convenience Does Not Always Mean the Lowest CostInternational UPI can be a cost-effective way to pay abroad. But it is difficult to call it universally cheaper than every other payment option.The final cost depends on several factors.