Stock of bad loans rises, amid falling NPL ratio
The Ghanaian banking sector is experiencing a paradox where the non-performing loan ratio is falling while the total value of bad loans has increased. Meanwhile, the local stock market saw mixed performance with mid-cap gains offset by weakness in financial stocks.
Why it matters
This trend highlights potential underlying risks in asset quality within the banking sector that could impact broader economic stability.
Loading... Stock of bad loans rises, amid falling NPL ratio Joshua Worlasi AMLANU & Ebenezer Chike Adjei NJOKU Published 12 hours ago 6 min read 0 The banking industry is showing a growing paradox in its asset-quality numbers, with the non-performing loan (NPL) ratio declining even as the estimated cedi value of bad loans increased during first half-2026.
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