Small businesses are getting clobbered by health insurance costs for their employees

Employees of small businesses are facing steep healthcare costs. Lindsey Nicholson/UCG/Universal Images Group via Getty Images Small-business workers are facing higher costs for family health coverage than those at larger firms. Affordability and healthcare costs are key concerns for American workers and voters in the midterms. Small firms struggle with health benefit options due to less bargaining power and higher costs. Health insurance costs are going up, and it's especially rough for workers at small businesses . A new annual survey of employers and their health benefits from KFF found that small-business workers pay more for family coverage than workers at firms of every other size. At the same time, many of these workers have fewer plan choices than at larger firms, meaning they're often stuck with whatever option their employer selected.