SimplyGone or: How I learned to stop worrying and love the EZ

The author discusses the history of the EZ-Link Debit Mastercard and how it was used for manufactured spending to earn credit card rewards. The piece explains how banks eventually identified and closed these loopholes.
Why it matters
It provides insight into the niche world of credit card rewards optimization and the cat-and-mouse game between consumers and financial institutions.
Whenever someone asks me to write about manufactured spending, my answer is always the same: I have no idea what you re talking about — and even if I did, doing so would probably not be worth the invective.
The article is a personal account of financial strategy and industry trends without political bias.
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