Show HN: Stoke Money – Personal finance app built around a cash flow forecast
Stoke Money is a new personal finance application that focuses on cash flow forecasting rather than traditional budgeting. The app uses historical transaction data to project future balances and integrates with AI assistants for financial planning.
Why it matters
It represents a shift in fintech toward automated, predictive financial management tools that reduce the manual burden on users.
Stoke Sign in Cash flow forecasting No more budgeting. Spend like you normally do. Stoke finds the recurring transactions in your history, then projects each account forward, day by day, so you know what you can spend without keeping a budget.
Projected · Nov 11 $3,450 History From your history Projected Today Payday + $2,300 Rent − $1,500 Payday + $2,300 Card payment − $1,500 Low point Rent − $1,500 Connect once. The forecast builds itself. Three steps from sign-up to a forecast that updates as you spend.
Connect or enter Link a bank in seconds, or hand-enter accounts and transactions yourself. Either way, it feeds the same forecast.
Recurring activity is detected Paychecks, rent, subscriptions, and bills are picked out of your history and grouped. Anything we miss, you categorize once with a rule that runs on future transactions too.
Get smarter about the news
Sign up free for a feed built around what you actually care about, Dive Deeper research on any story, and the full text of every article.
Create free accountAlready have an account? Sign in