Times of India·4 min read·medium

Rs 1 lakh gold investment becomes Rs 3.28 lakh in 5 years: 228% return plus interest

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Rs 1 lakh gold investment becomes Rs 3.28 lakh in 5 years: 228% return plus interest
AI Summary

The article details the significant financial returns of Sovereign Gold Bonds (SGBs) in India, noting a 228% gain over five years. It explains the RBI's redemption process and the calculation method for investors.

Why it matters

It serves as a case study for the effectiveness of government-backed gold investment schemes in a volatile economic climate.

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Investors of Sovereign Gold Bonds (SGBs) are reaping a bonanza with gold prices rallying strongly in the last few years. Despite the recent correction in gold prices, gold bonds are still yielding triple digit returns.The Reserve Bank of India (RBI) has announced the premature redemption price for the SGB 2021-22 Series VI, which was issued on September 7, 2021. In a statement, the RBI has said that investors in this gold bond series will be able to exercise the premature redemption option from September 7, 2026.According to the RBI, Sovereign Gold Bonds can be redeemed prematurely after completing five years from the date of issue, but the redemption is allowed only on an interest payment date.What are Sovereign Gold Bonds? Who issues them and what interest do they earn? How is the redemption price calculated?

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