PPF at 7.1%, SCSS at 8.2%, NSC at 7.7%: Check Oct-Dec post office scheme rates
The Indian Ministry of Finance has announced that interest rates for small savings schemes, including the PPF and SCSS, will remain unchanged for the October-December 2026 quarter. This decision maintains the current rates for the third consecutive quarter.
Why it matters
This provides financial stability for retail investors who rely on government-backed savings schemes for predictable returns in a fluctuating economic environment.
Small savings schemes are still a popular investment option for many despite increasing financial literacy leading to people investing more in equities and mutual funds. This includes popular schemes such as the Public Provident Fund (PPF) and Senior Citizens Savings Scheme (SCSS).The Ministry of Finance decides the interest rates for all small savings schemes every quarter. For the October to December 2026 quarter, the interest rates on all small savings schemes have been kept unchanged.The decision extends the period of unchanged small savings rates to nearly two years.
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