Pearl Bank Continues to Facilitate Growth of Commercial Agriculture, Aligning its Strategy to Govt’s ATMS Agenda

As government intensifies implementation of its ATMS agenda Agriculture, Tourism, Minerals and Science Technology, with a strong emphasis on commercialising agriculture, Pearl Bank is increasingly emerging as one of the financial institutions helping translate that vision into reality. Agriculture remains Uganda s largest employer, supporting the livelihoods of more than 70 percent of the population. However, limited access to affordable credit continues to constrain investment in mechanization, irrigation, processing and value addition, the very investments required to commercialize the sector and increase rural incomes. Pearl Bank has increasingly focused on financing the entire agricultural value chain rather than primary production alone, aligning closely with government s objective of building competitive agricultural enterprises capable of supplying domestic, regional and international markets.