New York court overturns foreclosure after lender fails to prove its claim

A New York man who took out a mortgage in 2005 has managed to overturn a court ruling that had gone in favour of a bank seeking to foreclose on his property. The US Bank National Association had accused Moses Sukljian of failing to make his loan payments and secured a favourable ruling in 2025. However, on Friday, a state appeals court reversed the decision after finding that the bank had not provided enough evidence to prove it had the legal right to enforce the loan.According to the ruling published by the New York State Unified Court System, the bank had failed to provide sufficient proof concerning documents used to transfer the right to enforce the loan.