My husband and I have different risk tolerances and approaches to investment. Here's how we handle it.

The author and her husband approach investing differently, but have figured out how to find a common ground. Courtesy of Laura Leavitt My husband and I have different approaches to investing. He's risk-tolerant, and I'm a bit more risk-averse. Still, we've managed to talk through financial decisions and find a common ground. The conversation started because of a windfall: it was the first month that we didn't have the preschool tuition payment because my son was starting kindergarten. "I'd love for this money not to just disappear into the monthly budget ," I said to my husband. He nodded, and immediately had a suggestion. "What if we used it to start up a brokerage account ? It'd be good to have some investments that are accessible without penalty before retirement."