Mortgage rates just hit their highest level in a year — and may be headed higher: Mortgage and refinance interest rates today, Thursday, July 30, 2026 - Yahoo Finance
Mortgage rates in the U.S. have reached their highest level in a year, driven by rising bond yields and investor concerns over inflation and geopolitical tensions with Iran. Experts suggest that rates may continue to climb as the Federal Reserve maintains a cautious stance.
Why it matters
Rising mortgage rates directly impact housing affordability and the broader real estate market, signaling tighter financial conditions for consumers.
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Mortgage rates just hit their highest level in a year — and may be headed higher: Mortgage and refinance interest rates today, Thursday, July 30, 2026 Claire Boston · Senior Reporter Thu, July 30, 2026 at 12:01 PM EDT 6 min read Mortgage rates rose to their highest level in a year amid the re-escalating conflict with Iran and investors grew more worried about the Federal Reserve's plans to tame inflation.
The average 30-year mortgage rate rose 8 basis points to 6.66% this week through Wednesday, according to Freddie Mac data, hitting its highest level since the end of July 2025.
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