LUMIQ Raises INR 50 Crore Pre-Series B to Become the AI Decision Layer for Financial Services

LUMIQ, an AI-native financial services company, has raised INR 50 crore in a Pre-Series B funding round led by Bajaj Finserv. The company plans to use the capital to scale its 'LiteCone' platform, which uses autonomous AI agents to automate decision-making processes for banks and insurers.
Why it matters
The shift from AI-assisted advisory roles to autonomous, decision-making AI agents represents a significant evolution in financial technology and operational efficiency.
While most AI in financial services remains advisory, LUMIQ has built the layer that owns the decision — autonomous, auditable AI agents making regulated calls in production at leading banks, insurers, and capital markets firms. Today, LUMIQ serves clients across India, the United States, and Southeast Asia — leading institutions across insurance, banking, and capital markets.
The article reports on a funding event and company technology using standard business journalism practices.
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