KiwiSaver: Would Labour or National make you better off?

KiwiSaver is on the table as a major issue of this year's election.

But would you be better off under National's KiwiSaver plan, or Labour's?

National is promising to make participation compulsory, with a 6 percent employee plus 6 percent employer contribution required by 2032.

Labour would only make the employer contribution compulsory, rising to 6 percent, and would remove any minimum employee contribution so that people could pause or reduce their payments.

National would automatically enrol babies at birth and give them $1500.

Both parties would require employer contributions for people who are over 65. National would provide a government contribution for people who are on paid parental leave and not contributing to KiwiSaver. Labour would require employer contributions to continue when someone was off on parental leave.

Labour would ban new total remuneration packages.