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Insurance experts and the IMF have identified artificial intelligence as a top-tier global risk, citing concerns over financial stability, data misuse, and employment impacts. While the public still views climate change as the primary threat, experts now rank AI as a structural risk comparable to geopolitical crises.
Why it matters
The shift in expert perception signals growing institutional concern regarding the systemic risks posed by rapid AI adoption.
Artificial intelligence is now ranked as the biggest global risk by insurance experts, according to the insurer AXA.
Climate change is still considered the biggest risk by the general public, with AI & big data ranked second, up from seventh last year.
But among insurance experts, AXA found that AI is considered the top risk, bumping climate change to second place.
AXA chief executive Thomas Buberl said that “living in a world of ‘polycrises’ has become the new normal”.
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