Hacker News·3 min read·medium

India has paved the way for charging merchants a fee on UPI transactions

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India has paved the way for charging merchants a fee on UPI transactions
AI Summary

The Indian government is considering implementing a merchant discount rate (MDR) on large UPI transactions, potentially ending the system's long-standing free-to-use model. While small and peer-to-peer payments will remain free, the move aims to monetize the massive digital payment network.

Share Save Add as preferred on Google Soutik Biswas India correspondent NurPhoto via Getty Images A vegetable vendor waits for customers at a market in Kolkata, with a QR code displayed for digital payments For most Indians, paying by Unified Payments Interface (UPI) has become almost absurdly routine.

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