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Business Insider·5 min read·easy

I was ashamed of my $100,000 debt. When I finally told my friends, they helped me come up with a plan.

I was ashamed of my $100,000 debt. When I finally told my friends, they helped me come up with a plan.
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A single mother shares her personal journey of overcoming the shame associated with $100,000 in medical debt by opening up to her friends. The narrative highlights the cultural stigma surrounding poverty and the importance of community support in financial recovery.

Why it matters

It addresses the intersection of healthcare costs, single parenthood, and the psychological impact of financial struggle in modern society.

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The author felt ashamed of her debt as a single mother. Courtesy of Emma Dowd I came from a poor working-class family, so I always struggled with money. As a single mom, I found myself in $100,000 medical debt and felt ashamed. When I finally told my friends about my debt, they shared their own experiences with me. My deeply southern family raised me to never talk about money. We were poor, sometimes living in our car, and occasionally hungry. But we never said it out loud. Now, as a single mother of three kids with significant medical needs, I've worked several jobs to pay for their childcare and healthcare. Still, I ended up with $100,000 in debt. I was ashamed until I started talking about it with people in my life. My friends' reactions were surprising — and ultimately brought us closer.

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