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Business Insider·4 min read·easy

I saved over $1,900 on my family trip to Orlando using credit card points. These are the hacks I used.

I saved over $1,900 on my family trip to Orlando using credit card points. These are the hacks I used.
✦AI Summary

A family of five saved nearly $2,000 on an Orlando vacation by strategically using credit card welcome bonuses and referral rewards. The author details how timing credit card applications to meet spending requirements allowed them to offset significant travel costs.

Why it matters

This demonstrates practical financial literacy and 'travel hacking' strategies that can make expensive family vacations more accessible for middle-class consumers.

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The author (second from right) used credit card points to save on her Orlando family trip. Courtesy of Lisa Galek Our six-day Orlando trip for a family of five cost about $8,620. By opening credit cards before our trip, we were able to earn points. We then used those points to redeem a lot of our travel expenses, reducing the cost. When I started planning our family's Disney and Universal vacation , I knew it wouldn't be cheap. Our six-day Orlando trip for a family of five cost about $8,620, including airfare, hotels, theme park tickets , airport transportation, meals, and other travel expenses. So, I started looking for a way to offset some of those costs using credit card rewards . Over time, I earned enough rewards to save about $1,920 on our vacation, bringing our final out-of-pocket cost down to roughly $6,700.

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