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Business Insider·4 min read·easy

I created no-spend days for my kids. They were easier for them than for me.

I created no-spend days for my kids. They were easier for them than for me.
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A parent recounts her experience implementing 'no-spend days' to teach her children financial responsibility and reduce their reliance on consumer convenience. She notes that while the children adapted well, she found the challenge personally difficult.

Why it matters

Highlights the challenges of parenting in a consumer-driven culture and offers a strategy for teaching delayed gratification to children.

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The author created no-spend days when her kids were little. Courtesy of the author I created monthly "spend no money days" when my three children were ages 6, 9, and 10. On those days, we couldn't use cash, credit cards, or make online purchases. They loved these fun adventures, but I found it difficult. I created monthly "spend-no-money days" when my three children were ages 6, 9, and 10 to teach them financial responsibility . I wanted them to understand that not every want needed to become a purchase, and that family fun did not have to come with a receipt. On those days, we couldn't use cash, credit cards , or make online purchases. No fast food. No quick Target run. No app purchase. No "just this one thing."

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