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NZ Herald·4 min read·medium

How long should property investors hold on in the downturn? - Nadine Higgins

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Nadine Higgins
How long should property investors hold on in the downturn? - Nadine Higgins
✦AI Summary

Financial commentator Nadine Higgins discusses the difficult decision property investors face during a prolonged market downturn. She emphasizes that investors must weigh the psychological burden of sunk costs against the ongoing financial strain of holding negatively geared assets.

Why it matters

It addresses the real-world financial anxiety of property owners during economic instability, highlighting the intersection of behavioral finance and market reality.

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Experts warn capital gains may not return to past highs. Photo / 123rf

There’s been no shortage of property market obituaries lately – and also plenty of claims its death has been greatly exaggerated.

What I’m more interested in, though, is the decision many current property investors face about what to do next, amid the deepest and (on track to be) longest property downturn in modern history.

Some investors may be forced to sell, while others may not necessarily need to but are sitting nervously wondering if they should do so.

That decision is particularly important for those who are negatively geared – that is, the rent coming in doesn’t cover all the costs of owning the property, so they must cover the shortfall.

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