Govt cuts profit rates on saving certificates
The Pakistani government has announced a reduction in profit rates for Defence Savings Certificates and Behbood Savings Certificates, effective September 2026. These schemes are designed to provide financial stability for senior citizens and widows, with the new rates reflecting updated maturity schedules.
Why it matters
Changes to national savings schemes directly impact the retirement income and financial planning of vulnerable populations in Pakistan.
--> Home Pakistan Govt cuts profit rates on saving certificates Rs100,000 investment in Defence Savings to mature at Rs300,000 after 10 years
facebook --> twitter --> whatsup --> linkded --> email MORE (3) Messenger Whatsapp --> Photo: National Savings website ISLAMABAD: The federal government has reduced the profit rates on two major National Savings schemes Defence Savings Certificates and Behbood Savings Certificatesand issued the revised rates for September 2026.
Under the new rates, Defence Savings Certificates have a maturity period of 10 years. An investment of Rs100,000 will grow to Rs300,000 at maturity.
According to the revised schedule, an investment of Rs100,000 will amount to Rs110,000 after the first year, Rs121,000 after the second year, Rs133,000 after the third year, Rs147,000 after the fourth year and Rs163,000 after the fifth year.
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