Cruise Money showcases India's first agentic card - an AI money companion that plans, decides & pays on the user's behalf
Cruise Money has introduced an 'agentic' payment card that uses AI to manage personal finances by planning, deciding, and executing payments based on user-defined guardrails. The card aims to optimize spending and savings automatically.
Why it matters
This represents a shift in fintech toward autonomous financial management, where AI agents take an active role in consumer spending decisions.
At Global Fintech Fest 2026, Cruise Money previewed a card that doesn't just spend within a limit - it decides how to spend, executed through a single chat-based consent flow.
MUMBAI, India , Sept. 23, 2026 /PRNewswire/ -- Cruise Money has showcased an agentic payments card that turns its AI money companion into a full money manager — one that optimises a user's investments, plans their purchases, and now executes them, within limits and guardrails the user sets once in a single conversational flow.
The agentic card involves a virtual prepaid card that will be issued by LivQuik Technology (India) Private Limited, and was shown for the first time at Global Fintech Fest 2026 at the Jio World Convention Centre in Mumbai. While LivQuik is the card issuer, M2P Fintech is the technology partner providing the API infrastructure.
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