CRD6: Four-month countdown to finalise plans for lending into the EU
New EU regulations known as CRD6 will take effect on January 11, 2027, imposing stricter licensing requirements on non-EU financial institutions providing banking services. Firms have a four-month window to finalize compliance strategies, such as establishing local branches.
Why it matters
This regulatory shift forces international banks to restructure their operations to maintain access to the European market, impacting global financial services.
Get in touch Peter Bevan Global Chair of Financial Regulation, Financial Regulation Partner, London Alastair Holt Financial Regulation Partner, London Jankee Gohil Counsel Andreas Dehio Partner, Frankfurt Harry Eddis Global Co-Head of Fintech, Financial Regulation Partner, London Anna Ferraresso Financial Regulation and Structured Finance Partner, Milan MP Marc Perrone Partner, Paris +4 more...
On 11 January 2027 new rules will take effect restricting who can provide banking services into the EU from overseas. International financial institutions have limited options for continuing to service EU clients after this date. After more than two years of transition, banks and other firms based outside the EU now have approximately four months to lock in their compliance strategy.
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