Citi Rewards Visa to be discontinued on 15 October 2026
Citi is discontinuing its remaining Visa credit cards, including the Citi Rewards Visa, as part of a long-term strategy to migrate its portfolio to the Mastercard network. Cardholders must transition to the Mastercard version by October 14, 2026, to avoid service interruptions.
Why it matters
This administrative change affects consumer financial management and highlights the consolidation of banking networks.
In 2015, Citi signed an expanded agreement with Mastercard to progressively migrate the majority of its credit and debit card portfolios to the Mastercard network.
Since then, its Visa cards have been living on borrowed time. It took a while, but in March 2020 , all newly-issued cards under the Cash Back, PremierMiles and Rewards product lines made the switch to Mastercard.
Existing Visa cardholders were unaffected initially, resulting in an odd — though sometimes beneficial — situation where customers could hold both the Visa and Mastercard versions of the same product.
But Citi has now entered the final stages of phasing out its remaining Visa cards. The Citi PremierMiles Visa was retired at the start of 2026, and now it’s the Citi Rewards Visa’s turn to bow out.
Citi Rewards Visa cardholders have been notified that their cards will be discontinued on 15 October 2026.
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