CARD91 offers its comprehensive PPI Suite to Indian Overseas Bank with RuPay NCMC Capability
CARD91 has provided its prepaid payment infrastructure to Indian Overseas Bank to launch RuPay National Common Mobility Cards and gift cards. This partnership aims to offer customers a seamless digital experience for daily travel and gifting needs.
Why it matters
The integration of NCMC capabilities into bank portfolios reflects a broader trend of digitizing public transit payments and expanding prepaid financial services in India.
Built on NPCI's National Common Mobility Card framework, the partnership widens Indian Overseas Bank's product portfolio for customers and offers a convenient alternative for everyday travel and gifting, with digital servicing enabled by CARD91's technology stack.
BENGALURU, India , July 21, 2026 /PRNewswire/ -- CARD91, an NPCI-certified partner and payments infrastructure provider, has provided its Prepaid Payment Instrument (PPI) stack to Indian Overseas Bank. The Bank has gone live with RuPay National Common Mobility Card (NCMC) and Gift Card capabilities.
As banks look to make prepaid programs more relevant to everyday life, the opportunity is not just to issue a card, but to design one around real usage scenarios while ensuring smoother rollout and easier servicing. For Indian Overseas Bank, the objective was to introduce an immediately scalable prepaid card program that could support customers across routine mobility and gifting needs while offering a convenient, seamless, and digital experience.
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