Nine.com.au·3 min read·medium

Capital gains, negative gearing tax changes: Expert’s warning to first home buyers

M
Maddison Skipper
Capital gains, negative gearing tax changes: Expert’s warning to first home buyers
AI Summary

Australian property experts are advising first-time home buyers to enter the market immediately rather than waiting for government tax reforms to take effect in 2027. The warning suggests that increased competition from investors, particularly for new builds, may drive prices up once the reforms are implemented.

Why it matters

It provides strategic financial advice for prospective homeowners navigating shifting government housing policies and market competition.

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shares Share article First home buyers have been given a golden chance to get into the property market off the back of the government’s tax reforms, but one expert says thousands risk missing out if they don’t take action now.

Treasurer Jim Chalmers promised changes to the capital gains and negative gearing would “level the playing field” and help 75,000 Australians buy homes.

Why holding off buying now could be the wrong move . Graphic: Polly Hanning

House prices have already dropped, and some first home buyers are holding off purchasing in the hopes prices fall further before the changes officially come into effect on July 1, 2027.

Property investment expert Zoran Solano from Hot Property Buyers Agency warned it may be the wrong move.

“First home buyers have been asking for help getting in the market,” he told nine.com.au.

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