Bengaluru techie earning Rs 1.8 lakh/month faces ICU emergency: 'I was crushing it'
A Bengaluru techie shared his experience of facing a financial crisis despite a high monthly salary because his assets were not liquid. The story serves as a cautionary tale about the importance of maintaining an emergency fund before aggressive investing.
Why it matters
It underscores the common financial misconception that high income equates to financial security, highlighting the necessity of liquidity in personal finance.
There is a particular kind of financial confidence that comes with a healthy salary slip, a gated society address and a Systematic Investment Plan (SIP) that grows every month without fail. It looks like security. It rarely is.A Bengaluru techie earning ₹1.8 lakh a month found this out on a random Tuesday two years ago, not through a market crash or a job loss, but through an ICU admission.The night the numbers stopped adding upIn a Reddit post titled "I was living like a fake rich techie making ₹1.8L/month, until an ICU emergency exposed how broke I actually was," the user described a life that, on paper, looked settled. He lived in a gated society, invested ₹80,000 every month through SIPs and believed, in his own words, that he was "crushing it."Then his father collapsed. The hospital asked for a ₹2.5 lakh deposit before admitting him to the ICU.
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