Aussies rush to buy homes before self-managed super fund ban comes into effect
Australian investors are rushing to purchase residential properties using self-managed super funds (SMSFs) before a government-imposed ban on borrowing for such investments takes effect. Brokers report a surge in activity as clients scramble to finalize deals under the new regulatory environment.
Why it matters
The policy change is forcing a shift in investment strategies for many Australians, impacting the real estate market and individual retirement planning.
- 7.25am . First published August 7, 2026 - 8.57pm
shares Share article A ban on the practice of self-managed super funds (SMFs) borrowing for residential property is impacting ‘mum and dad investors’ and throwing their plans into disarray.
That is according to loan market broker Steve McLean, who says he has seen dozens of his clients bring forward their purchases from up to two years to a matter of weeks.
Headline inflation has fallen, but it remains uncomfortably high, experts warn. iStock
Labor banned SMSFs from entering new borrowing arrangements for residential homes in June after striking an 11th-hour deal with the Greens’ to pass their tax reform package before parliament went on winter break.
Some Australians are even rushing to buy homes before the new ban comes into effect.
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