A Trump Account could make your kid a millionaire by 45—but financial experts say the app’s projections come with a catch - Yahoo Finance
The Trump Accounts app for children promises significant long-term wealth through tax-advantaged investments. However, financial experts warn that these projections rely on optimistic market returns that may not materialize over the next several decades.
Why it matters
It highlights the risks of relying on aggressive market projections for long-term financial planning and the potential for government-backed investment tools to create unrealistic expectations.
A Trump Account could make your kid a millionaire by 45—but financial experts say the app’s projections come with a catch Sydney Lake Sun, July 12, 2026 at 7:02 AM EDT 8 min read ^GSPC -0.76% MORN +4.77% Trade MORN on Coinbase Trading disclosure Trading disclosure The above button links to Coinbase. Yahoo Finance is not a broker-dealer or investment adviser and does not offer securities or cryptocurrencies for sale or facilitate trading. Coinbase pays us for certain activity generated through this link. Prices displayed are informational.
If you've opened the Trump Accounts app , the pitch for investing is hard to resist.
Enter a $250-a-year contribution, and the app shows the user would have $19,000 by age 18 or a whopping $878,000 by age 55. Bump it up to the $5,000 annual max, and the numbers jump to $271,000 and $13 million, respectively.
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