45 paise for ₹10L cover: Rlys extends insurance to counter tickets from Oct 27
Indian Railways is extending its optional travel insurance scheme to passengers booking tickets at physical reservation counters starting October 27. The move follows a Supreme Court directive and allows passengers to secure coverage for accidents for a nominal premium.
Why it matters
It improves accessibility to financial protection for millions of rail passengers who do not book tickets online.
LUCKNOW: Indian Railways has decided to extend its Optional Travel Insurance Scheme (OTIS) to passengers booking reserved tickets through Passenger Reservation System (PRS) counters from October 27, in compliance with Supreme Court directions.In an order issued on Saturday, the Railway Board directed all zonal railways to make necessary arrangements for implementing the scheme at reservation counters.The decision follows the Supreme Court's October 6 order in the Union of India versus Radha Yadav case.Under the scheme, passengers can opt for insurance by paying a premium of 45 paise per passenger, offering coverage of up to Rs 10 lakh in case of death or permanent total disability arising from a railway accident or untoward incident.The policy also provides Rs 7.5 lakh for permanent partial disability, up to…
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