4% interest rate for some CPF accounts extended to end-2027

The extended rate floor will help give certainty on CPF returns amidst the uncertain economic and interest rate environment.

Listen Summarise The 4% interest rate floor for CPF Special, MediSave, and Retirement Accounts is extended until the end of 2027 to help members grow retirement savings amid economic uncertainty. Interest rates from Oct to Dec remain unchanged: SMRA at 4%, Ordinary Account at 2.5%, and HDB housing loans at 2.6%, due to pegged rates being below the floor rates. CPF members continue to earn extra interest, with those below 55 earning 1% extra on the first $60,000, and those 55 and above earning up to 3% extra on combined balances. AI generated

SINGAPORE – Central Provident Fund (CPF) members will earn a minimum of 4 per cent on their Special, MediSave and Retirement Accounts (SMRA) till the end of 2027 , with interest rates remaining unchanged for the upcoming quarter.